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Lakeshore Benefit Group Insurance Brokerage, LLC specializes in placing stop loss insurance for self funded medical programs. Our consultants work with brokers, third party administrators, consultants, as well as directly with Taft-Hartley Funds in order to provide the most comprehensive stop loss insurance coverage at the most competitive price available. Our numerous carrier relationships and volume of business further help reduce annual premiums associated with self funded medical plans.

Equally as important as our knowledge and expertise is our consistent monitoring of this coverage. Lakeshore Benefit Group Insurance Brokerage, LLC consultants regularly monitor claims and pricing of this coverage. Our goal is to provide comprehensive renewal reports outlining various renewal alternatives.
Coverage can be secured for employer groups as small as 25 employees. A number of different “contract basis” are available as well. Our carrier partners can provide the following types of coverage:

  • Specific
    • Retention begins at $25,000
    • Unlimited Annual Maximums
    • Aggregating-Specific Corridors Available
    • Specific Advancement
  • Aggregate
    • Annual Limits of $2,000,000
    • Monthly Accommodation
    • Terminal Liability Option

Finally, our consultants work with clients to discuss the potential rate impact and underwriting considerations associated with the following:

  • Cost Containment Programs
  • Managed Care/PPO Discounts
  • Organ Transplant Implementation and Discounts
  • Disease Management Programs
  • Benefit Maximums
  • Case Management Service
  • Utilization Review
  • Predictive Modeling